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Here is your FREE tip for today - 25th August 2005.

Yesterdays Results
Music To My Ears (Miracle System) Came 3rd, Northside Lodge (Best Lay bet of the Day) was a NR! Lost, nearly everytime I put it in this news letter it loses!
Todays ramblings
Good Morning.

This week is not getting any better at the moment, hopefully things will change today!

Carrying on from yesterday....

It actually amazes me the expectations that people have with the winnings they think they want to achieve, compared to the size of their banks.

I often get emails from people asking me if I think they can make a living from a bank of a 1000, admitably it does seem a lot, but I doubt very much it is going to be enough to retire on!

Lets have a look at some figures so you can see what I am talking about.

I would summarise that most people (most) could probably live on around a 100 a day, there will be some that need less and others that need more, but it gives us something to work with and 36,500 a year (before) tax is actually around an average income.

If you were to go to any financial expert and say to him that you wanted to invest enough, to get an income of a 100 a day, here is what he will probably tell you.

"To be really safe then put about 2,000,000 (2 million) in a building society which after tax will give you close to that.

If you are prepared to be more ambitious then how about an Index Tracker? This tracks the top 100 or 250 shares and on average over a 5 year period earns you around 10%, 400,000 should do it, but remember it's only an average and some years my be better than others and what you invest may be less than you get back!"


Ok I know there are probably riskier investments that earn more but the higher the return the higher the risk!

With that in mind lets look at your bank and horse racing.

I think most people lose at horse racing because they over stretch their banks, especially during a losing run, it's very difficult to stop and have a look at the situation.

From a lay point of view where we get far more winners than losers (but we pay for that in liability), if you want to be ultra careful and keep the pressure off then your stake should be 1% of half of your bank and the maximum at any time should not go above 2% of your total bank.

2% will probably only see you past 2 losers in a row if you are using a lay ladder, where as 1% of 1/2 of your bank will give you a lot more opportunity to recover any loses.

From a win point of view you first need to have a very good idea of how long any losing streak is likely to last, and then again stake a percentage of your bank accordingly, but I would keep to a maximum of 5% although many would argue 10%.

With these figures in mind it is not hard to figure out the size of the bank you will need to make a 100 a day.

If you follow my advice to the letter on the lay side you would need 20,000 ready as a bank, less if you decide to take a larger risk.

You obviously do not need this sitting in Betfair when your only staking 100 a race, but you will need to be able to call on some if you start losing, otherwise it can be earning money in a building society.

If you can get enough wins then you will need less on the win side of things, but I wouldn't be surprised if at the end of the day they are not far apart.

Now I know these figures are still big and look an impossibility for some people, but don't despair over the next few days I will give you some strategies to help you reach them long term.

Also don't forget all our winnings are tax free (at the moment), where as some profits from investments are taxable!

Have good day's racing.


Miracle System (win Bet)
16.00 Mussleburgh, Prince Tum Tum,
Place System (on exchanges only)
2 Wins in the latest run.
No Selection Today

We have tried to create a system to go along with My Mathematical Formula:
If you want to see how we created the system then plese look here:
Sponser of the day (please take a look you never no!)
Discover the secrets of how you can turn 100 into 1,500 in under 12 months, following this easy to use system for low risk bets.
See how you can also clear over 5,000 profit from the online casinos in just over 6 months with these simple step by step instructions!
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"Lay of the Day" - Lay Betting System Bet
17:30 MUSSELBURGH, Constable Burton (V4 AW selection)

Please Note: The lay betting system is actually 4 systems in 1 so I will post the highest scoring selection here.

You can purchase the system formula:

Advantages of owning the system:

1) Pick more than one race a day
2) Bet on Saturdays and Sundays (no emails from me on these days)
3) Make a selection later in the day (normally more choices)
4) Password protected forum so you can talk to other owners.
5) UK or IRE races
6) Bonus Systems and regular updates.
7) Now on V4
8) 3 systems, 1 for flat 2 for Jump/Chase
9) Owners last got an update 22/07/2005
10) Now includes Lay Place System.
11) Now includes AW System
12) Now includes the Investment System
If you own your own website you can makes some money by promoting the "Lay Betting System"
o Todays sponser tip
Turners Lay Tips

2.50 Ling, Bishops Finger (Champagne Shadow)

staking plan. Up to 5-2, 30 pts
over 5-2 and up to 5-1, 15 pts
over 5-1, 5 pts
No bet if either, 8-1 or more, or favourite, (horse in brackets) is a non-runner.

Turners Lay Tips

Betting Exchanges

Please tell your friends about this daily tip and pass on my URL

Best of Luck


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